Are your tax bills rising? Life insurance can be the answer

Are your tax bills rising? Life insurance can be the answer -
Do you have mutual funds? Many of us, so this is certainly a heads-up. Tax bills Mutual fund investors have been on recently resurrectedThe average distribution of capital gains (profits from a payment to shareholders on the sale of securities of a funds) for US equity funds (according to the data from April 2014) is 19.3% of assets, against 6.9% in 07.
These recent distributions are among the most watched since the beginning of the crisis fiscal 08.mutual funds are required to distribute capital gains annually. Any gains are recorded as deferred realized losses and losses of the previous year are subtracted to arrive at the total amount payable.
Distributions are made in equal proportions to all shareholders regardless of the time they bought the fund. Then all holders that own the fund in a taxable account must pay taxes on these distributions, even if they reinvest their distribution.This is a way to eliminate these pesky capital gains. Buy a life insurance cash value. Gains on life insurance cash value is tax-deferred until you take the money, and if you take it as a source of income, the tax can be minimized or even eliminated. Many companies call this type of plan a retirement plan for additional life insurance. It takes careful planning, but your agent or advisor can create and adapt it for you.