What women need to consider Given our increasing longevity

Women are more educated than ever, and we are looking to make smart financial decisions for ourselves and our families. We want to be more independent and live longer. Given this, we need to understand the importance of life insurance plays in our financial planning. We must work together to ensure that we have information and access to key insurance products and services needed to achieve our long term goals

How can we be financially prepared to our increased longevity?
There are over 20 million women in America who will live longer than our mothers and who, in a sense, have the highest financial risk. This is certainly a challenge, but it was also associated opportunities. The concerns include:

• Surviving our pension assets or who need to reduce our lifestyles
• Changing careers or employment without access to mobile services
• Living longer that government programs provide for
• medical benefits and reduced pension
• Anticipating less support by pension insurance benefits and opportunities employer-sponsored
• Living longer than a spouse or partner and / or do not need help children or other family

Living longer is certainly a concern, but if we are adequately insured, we can achieve a level of autonomy that takes us through our lives successfully without having to downsize our lifestyles, be challenged significantly with health problems or avoid financial obligations related to the family.

How can we get the information we need?
Since women influence 0% of financial decisions for themselves and their families, it is particularly important that we have access to information, products and services needed to make sound financial decisions. As women, we tend to gather information that is meaningful and then analyze before making decisions. It is essential to have access to this important information and to industry experts in a forum for questions, answers and sharing ideas with women in similar situations. Take a look at the value of Penn Mutual for women site, which was created specifically for women to meet their needs and goals. LIFE Foundation and the site and blog are great places to get information on the life, health, disability and long term care insurance for the stage life, you can be in.

Why life insurance is an important part of the solution?
due to a renewed interest in safety and security, the benefits of life insurance have better understood and used. And rightly so. Life insurance provides not only safety as a death benefit, but with the permanent life policies, we have the additional opportunity to accumulate tax deferred cash value. This, compared to mutual funds, stocks or bonds, insurance puts in a class by establishing security, secure yields, plus a death benefit. Life insurance makes sense for women, at any age, because it provides the security many of us need and lifestyle options we want.