In an Instant-

Watching the news on the events unfolding in Japan was disturbing. The damage left by the earthquake in Japan, as well as images quite incredible tsunami of whole towns and villages literally sweep in an instant-these present events lasting mental pictures to me. Houses, cars and people also have literally been washed away in an instant. The damage and destruction will take years to clean up and rebuild. Some people may never recover.

Close your eyes for a moment and turn this mental image damage tsunami / earthquake in a picture of what happens to a family or a business when the breadwinner dies unexpectedly or becomes disabled . A family or a company sees the foundation of washing by sudden death or a persistent disability. Where stable ground once existed, now there is a gaping hole. The breadwinner is either "disappeared" or foundation of the family (income) is so damaged that the household and its contents now sitting on a very fragile layer of debt, tension and emotional and financial instability mounting.

He does not have to be that way.

The life insurance and disability insurance can magically and instantly help replace a washed financial basis or be "reinforcement" for the surviving family members and associates key business. Money can certainly never solve emotional problems associated with premature death and disability, but it can buy time and stability for those left to deal with a foundation "washed".

The events in Japan remind me of the devastation the Americans have lived in our own country, such as the bombing of Pearl Harbor, 9/11 and Hurricane Katrina. My heart aches for Japanese citizens who are in a complete daze and whose dreams, futures and memories were literally washed away.

Although earthquakes and tsunamis can occur, often with catastrophic results, the scenario is much more probable sudden death or disability of a loved here. Make sure you have sufficient quantities of life and disability insurance so that you and your family will not risk your capital base is washed away.

(If you want to help the victims of this disaster, click here.)