Sometimes you

Sometimes you -


This is one of those things you never think you arrive.
To walk into the kitchen and find the love of your life lying lifeless on the ground; death on the floor of the cold kitchen.
There have been over three years since I heard this story. A fresh widow sat in my office shaking tissue box I offered him, sharing his sad story with me.
She had been married to her husband for over 20 years. They had two wonderful children and loved to spend every day to another.

The Family Man

The husband was a hard worker. He loved his family and gave his all every day. There was no pre-existing conditions. As a doctor himself, he was very conscious of his health and took care of itself.
Stories like this happens more often than we want to believe. You see it in the news, you see in blogs, you hear the same about it on Oprah.
Some of us are lucky. We must never experience the grief of losing a loved one before it was time for them to go. I can only imagine how difficult it is for someone to go through this. And there is no hiding the pain I saw in her eyes. But as I mentioned, the husband loved his wife and loved his family and made sure they are protected.
He did this by taking a very large life insurance policy.
Having to deal with the pain of losing her husband was hard enough. If she would have had to worry about where his next paycheck would come from now that her husband, who was the clear support of family of two, was gone, I think he would have broken. Fortunately, she did not have to worry.
She did not have to worry at all.
The husband realized how cheap term life insurance has been and bought a lot. With the amount of life insurance that her husband had carefully taken upon itself, she and the children were set.
She would not have to work again.
Her children could continue to go to college they wanted. The family even without their father and husband would be financially.
It has been three years that this unfortunate day, and have a review meeting with the client, it reinforced how grateful she was that her husband had had the foresight to buy life insurance . She was sitting in my office and said, "Had he not bought that [life insurance], I do not know what I would have."
So many people do not feel the need to buy life insurance. In fact, over a third of the population of the United States has no life insurance in their homes either.
Life insurance is not expensive. Life insurance is easy; it literally takes you less than 10 minutes to get a quote . I know because I did it myself. And if you do not have it, you must.
Do you want to leave your family with the financial means to continue without worries if you must leave them before you expect to go?
What do you expect?

This is a client by Jeff Rose, a certified financial planner and Iraqi combat veteran. He blogs at Good Financial Cents Soldier Finance and life insurance by Jeff.
Jeff is orchestrated Movement Life Insurance, Wednesday, August 22 to bring more awareness of the need to purchase an adequate amount of life insurance to protect your family. It seeks to recruit bloggers to write their own personal stories of why life insurance is important to them (you can contact directly to the goodfinancialcents.com jeff) and also asking consumers to spread the word through social media. There will be gifts, so mark your calendars and stay tuned!