1,475,003 and Counting

1475003. It is the number of Americans who have experienced a disabling injury or illness so far this year is just January 1 to April 30. That's an impressive number.

Imagine if this number you included, and you weren 't able to return to work tomorrow to earn your salary. What would happen? Would you still be able to pay your bills? If so, for how long? If not, what is your plan?

If you are worried about this, you are not alone. The results of the study Barometer 2013 assurances, led by LIFE and LIMRA show that six out of 10 people are concerned about being able to support themselves financially if they were unable to work. Incredibly, only 50 percent of Americans say they personally need to work Disability Insurance

The truth is :. If you work and rely on your paycheck, you should have a backup plan. This plan is disability insurance. It provides you an income if you are unable to work due to an accident or illness. Nothing else does. Health insurance can cover your doctor or hospital bills, but paying your mortgage, rent, food and bills? If you type in your savings or retirement money to meet those bills, how does money get replenished?

Disability insurance provides an income until you can return to work. Feel free to use for this easy calculator disability insurance needs to know how much coverage you might need. Then talk to your HR department at work or an agent in your community that can help you better understand the importance of disability insurance in your financial plan. May is awareness of disability insurance Month-the perfect time to do it.