Believe me, you need

Note: This post originally appeared on the blog of Tonya Love of family and home during the life insurance Movement blogathon a day which was co-sponsored by lIFE and was coordinated by Jeff Rose good financial Cents .

Now I know what you think ... "Tonya, you are a home decor / DIY blogger. ... Really? Why would you blog about the life insurance? "

A few different reasons ...

1. I believe in the importance of life insurance.
2. My husband is a financial advisor who is specializing in life insurance.
3. This is something that has personally touched my husband and family.

Maybe for you to understand really, we should just let him tell you the story. ... Take baby!

Hi everyone, my name is Bobby and I am married to the wonderful woman behind this here blog. Today I wanted to share my story with you.

When I was born in 1982, my father was just 22 years old. Do the responsible thing, he took out a term life insurance policy to protect his new family, just in case something unexpected should occur. A few years later, in 1985, my sister was born and the importance of life insurance has become even more relevant for our young family. My father knew that if something should happen to her, my mother would need all possible financial support.

Fast forward a few years later. ... I was 12, my sister was 9, and my father was diagnosed with a rare form of cancer at the age of only 34 years. The doctors gave him a year to live. He underwent numerous chemotherapy and radiation cycles. After only eight months ago, he lost his fight against the disease and died on his 35th birthday.

The life insurance proceeds that were paid to my mother after the death of my father took care of his funeral and paid his medical bills cost. When the time came, the money has also put me and my sister in college and we allowed to graduate without the burden of student loans.

Four years, I entered the life insurance business and every week I meet young families and business owners to discuss the importance of life insurance for financial security. As you can imagine, life insurance has played a complex role in my life. I feel as if it is my duty to carry on the legacy of my father and to share her story with every customer I meet.

If you are a young family with children, I can not stress how much life insurance is! Life is full of unexpected twists, and you never know when something might happen to you or your spouse. A question I ask my clients repeatedly:

"? What kind of financial situation of your family would be if you have not done at home from work today "

It is certainly not something we want to think, but definitely an important issue to consider, especially if your family depends solely on your income to pay bills, buy groceries, etc.

for me, I know if I do not do home from work today, my family financially be supported. I know I did my part to ensure that their future will be safe. I know that Tonya will not have to scramble to pay our bills. I know she will not have to worry about finding a job. I know the boys will have food to eat, clothes to wear, and that their college education will be paid in full. the 'life insurance gives our family a sense of security and peace of mind.

Please, if you do not have life insurance, pick up the phone and contact an advisor today! Believe me when I say, you need it!